Exempt insurance

Establishing an Exempt Insurance Company

In order to carry on exempt insurance business in Barbados through a company or branch, the company must first file an application with the Supervisor of Insurance. The application must be completed and supported by the following relevant information:

  • The By-Laws and Articles of the company must be restricted to exempt insurance.
  • The proposed source of business, together with the names and addresses of affiliates.
  • The proposed reinsurance programme, if any.
  • The estimates of the gross and net premium income for the first three years.
  • The proposed capitalization of the company, (with a minimum of US$125,000).
  • The proposed fiscal year of the company.
  • Copies of reinsurance cover notes and contracts.
  • The full name, nationality, home address, country, date of birth, business experience directorships held, of those persons directors.
  • The name of exempt management company, unless the licensed company will be managed.
  • The name and address of the actuary, be engaged by the company.
  • The name and address of the auditor that the company has appointed.